Personal Banking
virtua!
virtua! Checking
@ a Glance—
The Basics:
- Electronic account
- No paper checks or statements
- No monthly service charge
Comes with:
Account Options:
- Overdraft Protection
- UB SmartSave
The paperless 'checking' account!
Union Banks' virtua! account is a convenient, paperless transaction account which means no checks to manage or lug around. Itemized online E Statements serve as your transaction record. Start your account with a mere $25 minimum deposit.
You will make purchases and pay bills by using your virtua! debit card. Signature purchases earn ScoreCard Reward Points, and your virtua! account includes two no-fee out-of-network ATM transactions per month1. Brighten up your wallet by selecting the card with your favorite color:

Account options include:
- Overdraft protection (requires credit approval)
- UB SmartSave lets you schedule transfers from your checking account to other accounts at predetermined intervals (accounts must share a combined statement)
Tell me more about these and other services Union Bank offers![]()
1 For non-Union Bank/VINA ATM transactions, the owning institution (or ATM Network) may assess a fee; an International Service Assessment Fee applies to all international ATM transactions.
