Personal Banking

Personal Lending

Personal Lending
@ a Glance—

Types of lending:

• Installment Loans
  Can be 'secured', like an Auto Loan, or 'unsecured', sometimes used for debt consolidation
• Personal Overdraft Protection Line
  (used for Overdraft Protection on your UB checking account)

Applications

Each package contains instructions and an application which features "field fillable" boxes (type into). Once completed, please print out, sign, and deliver (or mail) to any of our locations.

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Consumer Loan (VT/NH)
(for secured & unsecured loans)

Personal Overdraft Protection Line (VT/NH)

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Application packages are in PDF format, if you need the free Adobe PDF Reader, click here

Installment Loans
Union Bank offers competitive rates and terms on new and used automobiles as well as motorcycles, ATVs, RVs, boats, personal watercraft and snowmobiles.

A Union Bank "secured loan" doesn't have to be a vehicle loan. Other security can serve as collateral such as savings accounts, CDs or other investments.

Union Bank approves "unsecured loans" on the merit of your promise to repay the loan based on your reputable credit history and other factors.

Installment loans are useful when you want to borrow a specific amount of money for a specified time. You pay the loan back through regular monthly payments or installments.

Personal Overdraft Protection Line
Get peace of mind by protecting your Union Bank checking account with a Personal Overdraft Protection (POP) Line of Credit. A POP line will draw on available funds to cover shortfalls in your checking account and prevent overdrafts and returned checks due to non-sufficient funds; plus you're saved from paying their associated fees¹!