Personal Banking
Free 55 Checking
Free 55 Checking
@ a Glance—
The Basics:
- For ages 55 and over
- Earns interest on balances above $300
- No monthly service charge
- No minimum balance
- Unlimited check writing
- First 150 standard checks free
Comes with:
Account Options:
- E Statements
- Overdraft Protection
- UB SmartSave
- VIP Program
Free 55 offers our customers 55 and over all the extras! You get unlimited check writing and a variable tiered interest rate on balances above $300 (compounded and credited monthly). The account carries no monthly service charges or minimum balance, and you can open your account today with a $25 deposit.
Union Bank starts you off with 150 complimentary basic checks.
Online Banking and Online Bill Pay services are available to you, too. Very handy, and no trips to the post office are required!
To top off all of this, we are also pleased to include a complimentary consultation with a Union Bank Trust Investment Consultant in appreciation of your Free 55 account. Learn more![]()
Account options include:
- E Statements rather than paper statements (earns 250 ScoreCard Reward points if chosen at account opening)
- Overdraft protection (requires credit approval)
- UB SmartSave lets you schedule transfers from your checking account to other accounts at predetermined intervals (accounts must share a combined statement)
- Union Bank's VIP (Value Integrated Package) program offers you even more rewards for only $4/month!
