Available on the following accounts:
- Earn ScoreCard points on every "credit" (signature-based) transaction
- Redeem your points online for merchandise and travel!
- ScoreCard points are non-transferrable at close of account.
A Union Bank Debit MasterCard is a convenient, inexpensive and rewarding way to pay for purchases. Your UB Debit MasterCard can be used anywhere MasterCard is accepted. Purchase amounts are deducted from your Union Bank checking account electronically. Transactions may either be signature-based (earns ScoreCard Rewards) or made by entering your Personal Identification Number (PIN). Either choice at checkout results in a deduction from your checking account.
This pay-as-you-go option holds none of the unpleasant surprises a monthly credit card bill can bring. There are no annual or monthly fees either. You can track purchases with receipts from the register or review your itemized monthly checking statement or see your transactions online almost instantly with online banking.
Your UB Debit MasterCard also gives you access to cash through any ATM displaying the PLUS®, NYCE® or MasterCard™ logos. You get surcharge-free transactions at more than 55,000 ATMs worldwide—anywhere you see the Allpoint and VINA™ network logo. The normal $2 Union Bank fee applies to the Allpoint transactions.
Union Bank makes protecting your account easy, too. You can register with MasterCard Secure Code and make online purchases with peace of mind. If your card is lost or stolen, your card will be stopped and a new one ordered—something you can't do with cash. See our FAQ section to find out how to report your card lost or stolen, 24x7