@ a Glance—
- $25 deposit to open
- Earns interest on balances over $200
- $200 minimum balance required to waive $1.00 per month fee with eStatements or $3.50 per month fee with paper statements
- paper statements
- UB SmartSave
Union Bank Statement Savings can help you build a stable savings plan while maintaining convenient access to your funds. You can open the account with a $25 minimum deposit and earn a variable tiered interest rate that accrues daily and is compounded and credited monthly. Maintaining the minimum daily balance waives the monthly service fee and if applicable, the paper statement fee.
There are two tiers for interest assignments:
- Tier 1: $0-$49,999
- Tier 2: $50,000 and above
Transfers from your account are limited to six per statement period via automatic, electronic and telephone means. Transfers and withdrawals in person are unlimited.
Non- Save for Success accounts held by youth (until age 18), only need to maintain a minimum daily balance of $25 to waive a service fee (otherwise $2/month).
Online and Mobile banking are available at no charge.