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Your VIRTUA! card will allow you access with No Fee at any Union Bank or VINA ATM. In addition, there are thousands of MasterCard ATMs worldwide; many in the U.S. are surcharge-free. Here's a link to those locations:

(click here)

ATM_Locations

Union Bank, 15 Mapleville Depot, St. Albans
Union Bank, Rtes 104 & 108, Fairfax
Cambridge Village Market, Rte 15, Cambridge
Union Bank, Main St., Jeffersonville
Stowe Mtn Resort (seasonal) Spruce, Mansfield
Trapp Family Lodge, Barrows Road, Stowe
1895 Mountain Road, Next to Shed Restaurant, Stowe
Smugglers’ Notch Resort, Clocktower & Upper Base
Union Bank, West Main Street, Johnson
Dewey Student Center, Johnson State College
Union Bank, 47 Pond Street, Stowe Village
Cold Hollow Cider Mill, Waterbury Center
Ben & Jerry’s Factory, Waterbury Center

Union Bank, Northgate Plaza, Rte 100N, Morrisville
Copley Hospital, 528 Washington Hwy, Morrisville
Lake Elmore Store, Elmore
Union Bank, Lower Wolcott St, Rte 15, Hardwick
Union Bank, Marty’s First Stop, Danville
Union Bank, Railroad St., St. Johnsbury
Union Bank, Railroad St. Depot (Sanel) St. Johnsbury
Union Bank, Portland St., St. Johnsbury
Union Bank, Green Mountain Mall., St. Johnsbury
Union Bank, 183 Depot St., Lyndonville
Burke Mtn Resort East Burke (seasonal)
Union Bank, 263 Dells Road, Littleton NH

(click here for a directory to surcharge free VINA network ATMs in Vermont and NH )