When you finance with Union Bank, you get so much more that just a loan. Our experienced lenders will work with you every step of the way to make sure you get the right financing at the right rate and term that works for you. Click on the Business Team button on the left to contact us today!

SBA Loans 
Union Bank has been active with the U.S. Small Business Administration (SBA) for many years. SBA loan programs are designed to help you start, purchase or expand a small business. As one of a few SBA “Preferred Lenders” in Vermont, we make loan decisions locally, considerably accelerating the financing process. With SBA loans, we’re able to take on additional “risks” not usually permissible with conventional commercial loans.  In addition, we’re one of just a few banks selected for the SBA’s Community Express lending program, a federal loan initiative that provides competitive loans to qualified borrowers, and a host of business support services, right here in the communities we serve.  

Government Loan Programs 
In addition to SBA loans, Union Bank provides business financing alternatives in cooperation with economic development organizations such as the Vermont Economic Development Authority, Economic Development Council of Northern Vermont and Northern Communities Investment Corporation, as well as many county and town revolving loan funds.

Lines of Credit 
A line of credit can make it easier for you to manage your company's cash flow.  We offer a line of credit designed to supplement fluctuations in cash flow due to seasonal or cyclical variations in sales or expenses. You can repay and re-borrow as frequently as you need. We also offer an asset-based line of credit, used primarily by manufacturers and distributors to finance the production or purchase of goods until they are sold and payment is received.

Commercial Real Estate
Union Bank can help you acquire the buildings and land you need for a successful business. We'll be happy to explain the innovative solutions we offer, including long-term financing up to 20 years, and help you decide what type of real estate loan is right for you. 

Real Estate Development 
Union Bank provides financing for real estate development projects, including subdivision infrastructure construction, construction of rental buildings and construction of buildings to be sold. Contact us in the early stages of researching a potential project. We approach this specialty area of financing in a conservative manner to ensure successful outcomes.

Equipment Financing 
If you need to purchase equipment for your business, we offer a reasonable, common-sense approach to financing, with local decisions, quick turnaround and hassle-free processing. 

Letters of Credit 
With a letter of credit from Union Bank, you can provide assurance that you can meet future financial obligations to close a business deal.

Business VISA® Credit Card 
Simplify expense management with a Union Bank Business VISA Card. With a Business VISA, you and/or your employees can travel and make purchases conveniently - with a minimum of paperwork.