| BUSINESS
DEPOSIT SERVICES
Business
Checking Accounts
Union Bank's business checking
accounts offer next business day availability on most deposited items.
Convenience features include overdraft protection, check imaging, online
access, electronic bill payment and access via debit card. We also offer
an interest-earning NOW Business Checking Account for sole proprietorships.
Interest accrues daily on current balances and is compounded and credited
monthly.
Free-B
Free Checking for Small Business Account
Union Bank's Free-B is ideal
for many small business entrepreneuers. Sit down with one of our friendly
Business Team members and see
if the Free-B is right for your business.
Check
Imaging
Check imaging simplifies
account reconciliation and provides for convenient archiving and storage
of your checks. Your business will receive monthly statements containing
high quality check images (12 per page) - in print or on optional CD ROM.
Check images can also be viewed from our NetTeller online banking service.
Imaged checks are accepted by the IRS and U.S. courts as a permanent record
and legal proof of payment.
MasterCard®
Debit Business Card
Our Debit Business Card
allows you to make purchases at over 30 million locations worldwide - anywhere
you see the MasterCard logo. Your payment is debited directly from your
business checking account. Use your card to access your account through
any ATM displaying the PLUS®, NYCE® or MasterCard logos. Plus,
enjoy free transactions at over 50 ATMs throughout Vermont - anywhere you
see the VINA™ network logo. A detailed record of your transactions will
appear on your monthly checking account statement for easy recordkeeping.
Business
Money Market, Savings and CDs
Union Bank's Money Market
Account allows you ready access to your cash reserves with check writing
capability while earning a higher rate of interest. Many businesses use
our savings accounts as a place to keep funds for the purpose of paying
taxes at a later date. If your business is carrying excess funds, you may
want to consider a CD, or Certificate of Deposit - our highest yielding
savings product.
Night
Deposit
Night deposit boxes provide
business customers with a convenient method to make merchant deposits outside
of our normal business hours. Please inquire at your local branch office
for accessibility.
Safe
Deposit Boxes
A safe deposit box provides
secure storage for important company documents. Union Bank offers safe
deposit boxes in a variety of sizes. Please inquire at your local branch
office for availability.
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